1. What types of benefit plans are available to my clients?
We offer HMO type of
benefit plans and Point of Service benefit plans.
2. How many different plans
do you offer?
Six (6) HMO type plans
and six (6) Point of Service Plans
3. Do you have any
out-of-network benefits?
Yes. All Point of Service
Plans offer out-of-network benefits, and are also
available to employees who live or work in LaGrange,
Georgia.
4. Do you provide
prescription drug benefits?
Yes. We have several
different plans to accommodate your needs. The
prescription drug benefit is purchased separately as a rider.
5. Who is in your network?
We have over 300
physician providers and hospitals located in Columbus,
Georgia, LaGrange Georgia, Atlanta Georgia, Phenix City
Alabama, and Opelika, Alabama.
6. What is the smallest /
largest group your can cover?
We can offer group
healthcare benefits to a group as small as two (2)
employees. There is no limit on the largest group we can
cover.
7. Do you sell individual
policies?
No, we do not sell
individual policies, but we would be happy to refer you
to an agent that we work with, that can sell you an
individual policy.
8. Where can I get a copy of
the benefit plans?
They are listed on our
website or call us at (706) 660-6243 or email us.
9. How do I submit a census?
Fax your census to (706)
660-6515 or email it to us.
10. How much commission do I
earn on my groups?
There is a sliding scale
for commissions. Groups 2-29 employees pays 7%. Please
call our office for more details about commission.
11. How do I get appointed to
sell EHP products?
You must complete a
“Producer Agreement” and be appointed by the Georgia
Department of Insurance. This is usually about a 45 day
process.
12. What is the last day of
the month I can submit a group to be covered for a first of
the month effective date?
EHP will accept a Group
Application up until the close of business on the fifth
(5th) day of the month for a first of the month
effective date. Any group information received after
that deadline will be effective the first day of the
next month.
13. Does EHP do COBRA
administration for employers?
Yes, we can administer
COBRA for any employer group that has twenty (20) or
more employees insured with Evergreen.
14. Do you have coverage
available out-of-state?
No, we do not. Our
license with the Department of Insurance states that
employees must be able to access medical services in our
service area.
15. Where is Evergreen Health
Plan, Inc. located?
We are located at 707
Center Street, Suite 110, Columbus GA, 31902, (706)
660-6175.
16. Who owns Evergreen Health
Plan, Inc?
A partnership with
Columbus Regional Healthcare Systems and a group of 100
physician investors make up the ownership of EHP. EHP is
the only locally owned, operated and managed company
offering healthcare benefits in Columbus and the
surrounding areas.
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